The financial meltdown of 2008 launched a flight to safety that saw billions of dollars move from plummeting mutual funds into safe, fixed yield investments such as CD’s and annuities. Investors who saw their 401(k) plans cut in half in just a few months quickly turned to wealth preservation vehicles in order to protect their […]

A sound financial plan should always begin with the building of a solid, safety foundation for protection against the unexpected. It should include a 12 month emergency fund to protect against job loss or short term disabilities. It needs to have insurance protections against property loss, and, of course against the possibility of dying too […]